UnbankedX(UBX)-Revolutionized Micro Finance System

Have you known a revolutionized system of micro finance? This is about it. Blockchain technology to reach the highest level of cost efficiency to serve the unbanked and underbanked Conventional banking excludes them as they are considered not credit worthy. The cost of assessing credit risk and gathering the information does not justify the investment and resources. They made an effort to actually study our markets to valid their needs through an expedition to Africa in 2017. By combining blockchain, smart contracts, AI bots and mobile phone technology, we have developed the world’s first fully crypto robo financing platform. To ensure price stability and keeping the costs competitive, they will not be dependent on just one blockchain but many. Even future ones not yet conceived. Their interface is easy to use on both legacy phones and the latest smartphones. They use web, mobile app, mobile web, chat bots, voice bots and text bots to great effectiveness. By eliminating expensive IT, branch and human costs in managing finances and with their multi blockchain automated cost switching, they have achieved the possibility of the lowest cost service ratio and product offering to our markets. They have a pilot user base of 1,000 in 15 countries. Through our partners nearly 100,000 are ready to be onboarded. We need your help. Spread the word, join our community, help fund us and make this revolution possible. We can make millions of lives better.

Difference Between UnbankedX(UBX) and Traditional Banking

UnbankedX(UBX)

Lower cost
Easy to deploy
Cryptocurrency is an open market
Appeals to the pent up demands

Traditional Bnaking

High cost
Hard to distribute without physical branches and large staffing
Many barriers for wholesale finance
Neglect demands

UnbankedX(UBX)-The Team and The Advisors

Eugene Lim-Chief Marketing and Tech Officer

He has 20 years of digital marketing and technology running start-ups and large multinational teams covering. Notable clients that he has built digital projects for include Yahoo, Standard Chartered Bank, P&G, AIA among many. An early investor in Bitcoin and Ethereum, he has also backed dozens of other leading coins and tokens. Eugene has an MBA from the University of Leicester.

Grace Wong-Chief Business Development Officer

Grace Wong has over 15 years of commodity and structured finance experience across arrange of commodities including agricultural, metals and minerals and energy.. Grace has worked in relationship management, trade finance and risk management; and undertaken the numerous cross border structured financing transactions in Europe, Asia, Africa and Middle East.

Chad el Pasha- Special Advisor for Regulation and Government Affairs

Chad has 10 years’ project management, client engagement and consulting experience across the Technology, Public Policy, Energy, Retail, Real Estate and Infrastructure and Sovereign Wealth Investment sectors. Chad has worked with senior business leaders, heads of state and government authorities in dozens of countries to strengthen the performance of companies and institutions by providing strategic advice, due diligence, financial, operational and risk analysis, as well as hands on project delivery. His experience includes digital transformation roles at the Cabinet Office, advisory work with Tony Blair & Associates, advanced technology and infrastructure work with sovereign wealth funds including Mubadala and project implementation at McKinsey, Adam Smith International and the International Republican Institute in Washington, DC led by Senator John McCain.Chad has also served as Chief Financial Officer and co-founder for two European luxury brands as well as Chief Strategy Officer for a blockchain startup based in London.Chad has a BA in Philosophy, Politics and Economics from the University of Oxford and Wheaton College (MA), a MA in Social Sciences from the University of Chicago and a MBA from London Business School. Chad speaks several languages including French, Arabic, Bahasa Indonesia, Chinese Mandarin and Russian.

Richard Beresford-Special Advisor for Microfinancing

Richard is an international development adviser for sustainable eco-livelihoods, community capacity building, shared value, rural supply chains and poverty eradication. A London University trained agronomist with post graduate qualifications in computer based information systems, international marketing and management accounting. Chairman and founder of MicroAid Projects Charity – (www.microaid.org & microaid.net ), a development charity that reaches out to poor families via the internet with simple training in profitable family enterprise. Richard has spent the last thirty years of his working life with international projects and commercial companies in U.K., Africa and the Asean area, with over twenty five years experience of rural livelihoods in Indonesia – a little practical help for poor families. Shared value supply chains to the bottom of the pyramid. http://www.liveplan.com/customers/micro-aid. Richard has strong interpersonal skills, considerable experience in participatory projects, is a good, diverse stakeholders coordinator and has proven commitment to sustainable eco-livelihoods, livelihoods service organizations capacity building and the eradication of poverty. Richard is fluent in Bahasa Indonesian.

Token Allocation

The tokens will be allocated among participants of the pre-ICO, the full ICO as well as management and advisors. The proceeds raised will be split as follows and all

65% to be deployed for microfinancing
10% to be deployed for marketing
10% to be reserved for founders
0% deployed for operations (ongoing development)
5% for advisor and partners to build the business

Tokensale Summary

UnbankedX(UBX) aim is to harness blockchain technology and the rise of smart mobile devices to empower a market of two billion people who currently do not have access to employment and financial services across the world. Pre-Tokensale participants will be allocated 10% of all tokens issued. Primary Tokensale participants will be allocated 55% of all tokens issued. A part of these tokens will be used as bounties and digital media for marketing purposes. Advisers will receive 5% of all tokens for their insights and contacts to help succeed. The price of tokens will bid from USD 0.06 per token. This will be floated on decentralized exchanges for purchase In case not all tokens will be sold, the remainder will be distributed during a SCO (secondary coin offering) in the future. HARDCAP for all tokens is 200,000,000. There are no voting rights for tokens. Token holders who are on the team and advisors will escrow 50% of their tokens for 1 year.

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